Where’s the detailed timeline? When is feature X being released? What is the release process? How does your change management work? Read this page
Read the Future Releases planning to learn about long term plans and future major releases.
¶ 
Upcoming - (YYYY.MM.xxx)
¶ Major Changes
-
Bank Verification via Experian’s Bank Wizard Absolute integrations
-
Further automations and improvements on our Credit decisioning engine including MTA referrals, auto rejections etc
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Ongoing: Kubernetes & fully CI/CD for all our microservices
¶ Improvements
- Send client email on declines
- Improve servicing queues including adding addtional fields to servicing queues
¶ (YYYY.MM.xxx)
¶ 2021.09.002
Released on 23rd September 2021
Bug Fix: changePaymentDate endpoint issue encountered when trying to change payment date on renewal agreements has been resolved.New Feature: To allow for transactional reference numbers to be submitted when requesting a transaction (NB, RNWL, MTC, CANX) via file upload.
¶ 2021.09.001
Released on 9th September 2021
Bug Fix: Auto-email document exceptions solved, and incorrectly produced change of address letter issue solved.
¶ 2021.08.001
Released on 26th August 2021
Bug Fix: API - Corrected response code for renewal persist quote activation in the case of referrals.
¶ 2021.07.002
Released on 29th July 2021
Improvement: API - Adjust the respone for Renewal Referrals to make this consistent with New Business Referrals.Improvement: Improved logging for email services.Bug Fix: Broker Portal - When creating a Renewal through the front end Broker Portal, in some instances the default start date would autopopulated incorrectly by +1 day. This is corrected.
¶ 2021.07.001
Released on 1st July 2021
Improvement: To ensure that a renewal date does not move forward by a day.Bug Fix: To ensure that agreement status is returned via the APIBug Fix: To improve the address data returnedBug Fix: To correct issues with sending emails for agreements created via CSV.New Feature: A new endpoint for quoting an MTA (increase and decrease)New Feature: A new endpoint for activating an MTA (increase and decrease)New Feature: A new feature for listing all MTA for an agreement
¶ 2021.06.002
Released on 24th June 2021
Improvement: Enhancement to ensure that a reschedule quote matches future balance.
¶ 2021.06.001
Released on 10th June 2021
Improvement: Enhancement to allow customer portal use a more unique identifier for the retrieval of data .Bug Fix: Further improvement made to the address qualityNew Feature: Enhancement to enable mandate reinstating via CSVNew Feature: Ability to disable reminders on specific agreementsNew Feature: Ability to change more customer details via API
¶ 2021.05.001
Released on 28th May 2021
Infrastructure: API infrastructure improvements (for PremFina Funded UK Production, Staging Networks (Demo, Sandbox).
¶ 2021.04.002
Released on 29th April 2021
Improvement: Further improvement to the response of agreement including those with ‘Referred’ status.Improvement: Further improvement allow the support for multiple policy lines in the response of an agreement.Improvement: Further improvement made to non-financial MTA changes.Improvement: Further improvement made to the request and response of settlement.Improvement: Further improvement made to the response of CRA checks.
¶ 2021.04.001
Released on 16th April 2021
Improvement: A new field called “mandateConsent” has been added in the API for reinstating mandates during a renewal.Improvement: More improvement around who can initiate a change and when a customer details can be changed on the portal.Improvement: An improvement has been made to validation on quote date to match start date. This did not work in a scenario of multiple policies.Improvement: An improvement has been made to multiple policy lines to make them supported in the API endpoint for getting agreement.Improvement: An improvement has been made to Customer portal to flag manually signed unregistered agreements.
¶ 2021.03.002
Released on 25th March 2021
New Feature: A new endpoint to view outstanding balance before and after MTAImprovement: A new column in MTA history showing if the current MTA is reversed or not.New Feature: A new endpoint to get the settlement details for any selected settlement date.Bug Fix: Amended MTA reversal not to cause a change in processing date.Bug Fix: Events/Notes amended to be correct for Auto-Approved MTA.Improvement: Increased the length of the bank branch name from 40 characters.Improvement: Further improvements to Bank Wizard around validation, ejects and pasing.
¶ 2021.02.004
Released on 25th February 2021
New Feature: Integration with new bank checking service, enabling real-time identification and validation of customer bank detailsNew Feature: New API to retrieve information about esignature documentsImprovement: Rewording of system notes to make them clearerImprovement: Automatic redirection to login URLsBugfix: Restructuring various internal requests sent to the Customer Portal Microservice
¶ 2021.02.003
Released on 23rd February 2021
Improvement: MTA auto referral business rules have been added to our automated decision engine.
¶ 2021.02.002
Released on 11th February 2021
New Feature: Added filters to the Events and Notes page allowing users to filter on (i) notes categories and (ii) notes addded by users versus notes automatically added by the systemImprovement: Enhancements to the MTA user flow to merge MTA Increase and MTA Decrease page into one MTA page and to display historical MTAs.Improvement: Minor changes to make fields in the portal summary page clearer
¶ 2021.02.001
Released on 05th February 2021
New Feature: Added support for loading cancellations via CSV and XMLImprovement: API: refactoring of code to improve response timing for certain API callsImprovement: API: Permit suppression of agreements with different statusesBug Fix: Added further error handling to bank check failuresMisc: Renamed ‘Bacs Queue’ page to ‘Payments Queue’
¶ 2021.01.003
Released on 28th January 2021
Improvement: API: added new MTA reasons.Improvement: Credit check assessment flow improvements.Improvement: Broker Portal: when session expires, user will now be redirected to the login page.Bug Fix: Broker Portal: an issue was fixed that was not allowing users to edit schemes.Improvement: Business to Load: There is now improved validation when loading files regarding allowed deposits.
¶ 2021.01.002
Released on 21st January 2021
Improvement: Internal core libraries and framework upgrades.Bugfix: File processing: now checks for full file name instead of just partial.Bugfix: API: get agreement endpoint - provider_id can now be null and no error is thrown.Misc: Broker Portal: Renamed Backs Queue to Payments Queue in the Servicing tab.
¶ 2021.01.001
Released on 14th January 2021
Improvement: CRA user flow Improvements.Improvement: Broker Fee functionality improved.New Feature: Minumum Credit Charge Functionality added.New Feature: API - New MTA endpoint. midterm/premium/. Combines functionality of several APIs and allows for mulitpolicy MTAs.
¶ 
Previous Releases
Past releases before year 2021
¶ 2020.x.x
¶ 2020.12.002
Released on 10th December 2020
New Feature: Broker Portal - IBAN support added.New Feature: Broker Portal - Vulnerable Customers functionality added.Improvement: When performing an MTA, an event and note, based on what the user has selected as an MTA reason, will be created.Improvement: API - Mandate Status ID and Description now retured in /find/agreement/ endpoint.Bug Fix: Customer Portal - Fixed a bug during broker onboarding when sometimes agreements weren’t being populated in the Customer Portal.
¶ 2020.12.001
Released for on 3rd December 2020
New Feature: A comment note is now generated when making an MTA in the format of MTA <Increase> - <reason from list>.New Feature: Added fee charges functionality.New Feature: Added facility fees functionality.New Endpoint: API - post transaction now exposed as an endpoint - allows all transaction types to be used, and works exactly like the functionality in the Broker Portal.Improvements / Bug Fixes: API - fixed a bug around Change Payment Date sometimes not being able to be configured.Improvement: Broker Portal - added reshedule limitation - user will be able to “Reschedule” an agreement only if the amount of the reschedule is the same as the outstanding balance.Improvement: Increased company name field size to 64 characters up from 40.
¶ 2020.11.002
Released on 19th November 2020
Bug Fix: Client Portal - fixed bug with Welcome / SECCI letters being requested together.Improvements / Bug Fixes: API - Updated validations.Improvement: API - get/schemes - Deposit percentage details are now returned.
¶ 2020.11.001
Released on 5th November 2020
New Feature: Minimum credit charge functionality added.Improvements / Bug Fixes: API - Refactored MTA request end point.Improvements / Bug Fixes: Client Portal - functionality enhanced for internal reportingImprovements / Bug Fixes: Bank account name field increased to 100 charsImprovements / Bug Fixes: Email microservice attachments feature enhanced.
¶ 2020.10.004
Released on 29th October 2020
Minor Improvements/Bug Fixes: Broker Portal email validation.Minor Improvements/Bug Fixes: API - refactor fees end point to make it more relevant.DevOps Improvements: Advanced automated build scripts.
¶ 2020.10.003
Released on 22nd October 2020
Improvements/Bug Fixes: Self Service Portal (e-sign) improvements.Improvement: API - Return Recourse / Non-Recourse within “recourseLevel” in get/schemesImprovement: API - Accept new field “clientRef” during agreement creation.New Feature: API - New endpoint /customer/update/ which can be used to update any of the details on the main contact person on the agreement such as address, bank account, name, DOB, email etcImprovement: Added ability to restrict user access to BACS Queue and Requested Documents pages, so that users permissions can be configured to be either view or modify.
¶ 2020.10.002
Released on 15th October 2020
Improvement: API - Return payment schedule in response of agreement activations.Improvement: API - Return deposit default/min/max details in get/schemes
¶ 2020.10.001
Released on 9th October 2020
Improvement: API - Agreement activation performance ImprovementsImprovement: API - Quotation endpoint improvements (made “broker”, “hostCompany” and “introducerName” items non mandatory).Improvement: API - Change of bank to return “Scenarios” so end customers can be given better messages after a change of bank.Improvement: API - “softwareHouse” optional field added to quotation APIsImprovement: API - Scheme deposit restrictions (min/max % of premium) returned in get/schemesImprovement: API - Change of due date now returns messages based on different scenarios.
¶ 2020.09.002
Released on September 24th 2020
Improvement: Infrastructure Maintenance and ImprovementsImprovement: API - Change of due date now returns messages based on different scenarios.
¶ 2020.09.001
Released on September 10th 2020
Improvement: API - get/schemes - Additional scheme descriptors returned.Improvement: API - Adding lists and updating details stored within the following endpoints, to return our mandatory list information. /referenceDataFields/{token} /referenceData/{key}/New Feature: Partial payments.
¶ 2020.08.003
Released on August 27th 2020
Improvement: API -/changePaymentDate/ to take a day as an argument as well as a date.New Feature: Groundwork for partial payments.
¶ 2020.08.002
Released on August 20th 2020
New Feature: API - CRA Pre-Check. To allow for our CRA checks to be performed before requesting the activation of an agreement, and therefore you can simplify your flow by knowing our decision before application.Bug Fix: API - Edge Cases. Some rural/remote addresses did not return the required info from address lookup. This will be resolved.
¶ 2020.08.001
Released on August 6th 2020
Improvement: API - “addressLine2” to be made non-mandatory.Improvement: API - Add APR in response to /midterm/premium/validate and /midterm/premium APIs.Improvement: Client Portal - RP exception warnings to be handled similar to MTA exceptions, allowing user override if configured.
¶ 2020.07.003
Released on July 23th 2020
New API: /documents/{agreementNumber}/{startDate}/{endDate}/{token}/b64Improvement: API - Added “currencyCode”: “string” to quotation requests.Improvement: API - Added “loanFees”: int, “totalPayable”: int,“minumumCreditCharge”: int,“minumumCreditChargeMet”: “string” to quotation/agreement responses.Improvement: Client Portal - Responsive design (for tablets & mobile devices).
¶ 2020.07.002 
AI Chatbot went live
Released on July 9th 2020
New Feature: Our AI Chatbot “Prem” joined the PremFina team to be the first point of contact for end customers and help with their requests.Improvement: API - Integrate address lookup during quotation.Improvement: API - Added SoftwareHouse Parameter to /perstist/quote/activate and /renewal/persist/quote/activate.
¶ 2020.07.001
Released on July 2nd 2020
New API: /documents/{agreementNumber}/{start date}/{end date}/{token}.Improvement: API - Return schedule on /midterm/premium/decrease and /midterm/premium/increase.Improvement: Client Portal - Design Tweaks.Improvement: Client Portal - Return premium improvements.
¶ 2020.06.003
Released on June 25th 2020
Improvement: API - Allow certain special characters in API requests.Improvement: API - Return Cancellation Balance in response of /cancellation APIImprovement: Client Portal - Create Letter After Reschedule in the front End
¶ 2020.06.002 New Look & Feel
Released on June 18th 2020
Rebranding: New look & feel for Client Portal and PremFina.com
¶ 2020.06.001
Released on June 11th 2020
Improvement: Client Portal - “Reschedule Payments” functionality to allow for rescheduling agreements in arrears. Additional improvements to add checks and user notifications.Improvement: API - Change Preferred Payment Date at /persist/quote/renewal and /persist/quote/renewal/activateImprovement: API - DD Registration Status and Suppression Status to be returned in get agreement API.
¶ 2020.05.002
Released on May 28th 2020
New API: API - /refund/amount.Improvement: API - Improvement to quotation and activation process of commercial agreements. Quote and activate within 1 call, including the addition of relations. Affecting /persist/quote/activate and /persist/quote/renewal/activate.Improvement: API - Optional Payload RequestedBy Parameter added to Change of Due Date API.Bug Fix: Fixed Renewals not being removed from Broker Portal Approval Queue after decline from integrations-api.
¶ 2020.05.001
Released on May 14th 2020
Improvement: API - /get/schemes API to return min/max rate values.Improvement: API - improvement to /updateBank/ internal API process.Improvement: API - Return RecourseLevel and Type on all quote endpoints, the activation endpoints and /get/schemesImprovement: Client Portal - Changes to field names. Add Company Details Mobile number field.Improvement: XML/CSV Upload Clients - Improvement to data load validation, and response messages.
¶ 2020.04.006
Released on April 30th, 2020
New Feature: Ability to reschedule agreements via the Front End.New API: API - For payout transactions and dates.New API: API - /persist/quote/renewal/activate.Improvements: API - Additional information added to API quote journey.Improvements: API - Return Recourse Level in agreement details API.Improvements: API - Return Scheme Type in schemes details API.Improvements: Improvements to data validation integration with Front End. Addition of more default validation rules.
¶ 2020.04.005
Released on April 17th, 2020
Bug Fix: Fix issue with cash/card posting being queued.
¶ 2020.04.004
Released on April 16th, 2020
Improvements: Persist/quote/activate endpoint stability improvement.Improvements: Optimize and improve performance of the Front End Portal.Improvements: Business Rules added for Return Premiums.
¶ 2020.04.003
Released on April 15th, 2020
Improvements: Optimise: Find code hotspots and optimise to improve internal service call performances.
¶ 2020.04.002
Released on April 9th, 2020
Improvements: County field to hold more characters.Improvements: 3rd Party telephone numbers field length increased.Improvements: Introducer name is now added to the validations microservice.Improvements: Added several database indexes for efficient performances.Improvements: Few database handling codes have been refactored.
¶ 2020.04.001
Released on April 2nd, 2020
Improvements: Front end Portal Label – “Cleared Balance” now renamed to “Outstanding Balance”.Improvements: Front end Portal now shows the Recourse/Non recourse label on the agreement summary page.
¶ 2020.03.002 SMS Notifications
Released on March 26th, 2020
Improvements: SMS functionality to remind end customers if payment has failed. (original payment; or DD representation).Improvements: Policy Reference Column is now visible across the servicing queue.Bug Fixes: Issues around Return Premiums fixed.Bug Fixes: While MTA loaded successfully via the API, the MTA status wasn’t updating. This resulted in no document reference being generated.
¶ 2020.03.001
Released on March 19th, 2020
New API: API - set agreement from frozen to Active (especially useful for online payments).New API: API - to extract broker pay-out transaction dates (needed in auto reconciliation via API).Maintenance: Core Loan Engine database maintenance.Bug Fix: MTA decrease through API bug fixed.
¶ 2020.02.003
Released on February 27th, 2020
Improvements: Override deposit amount can now go through API too during quotation (earlier it was just via portal).Improvements: Override interest rate can now go through API too during quotation (earlier it was just via portal).
¶ 2020.02.002 Payment Portal Went Live
Released on February 20st, 2020
Payments Portal- This will allow end customers pay their arrears payment via card online.Data Validation MicroService- This will allow for any custom bespoke validations to be configured and triggered at Quote, Activate, MTA stages.Improvements: Updated User Guide.Improvements: Email templates per document type - This will allow clients to be cc’d onto end customer emails for specific document types only.
¶ 2020.02.001
Released on February 13th, 2020
Improvements: Payment API endpoints within Integrations-Api.Improvements: Improved NTU journey via Integrations-Api.Improvements: Integrated validations microservice via Integrations API.
¶ 2020.01.003 Online Chat Switched on
Released on January 23rd, 2020
Improvements: Online Broker Portal Chat switched on.Improvements: Improved Integrations-Api Logging within Infrastructure level.Improvements: Improved Events and Notes logging after activations.Improvements: Improved DB Logging and monitoring.Improvements: Improved validations in Portal.Improvements: Added NTU Reason via Integrations-Api.Improvements: Improved persistent quote via Integrations-Api.Improvements: Core Python framework upgraded.
¶ 2020.01.002
Released on January 16th, 2020
Improvements: SECCI Credit agreement now on Renewals on PremFina Funded. Need e-signing of these agreements too.Improvements: Move further deamon services from Private cloud to Azure for scalability.Improvements: Added payment methods to cater for new online payment portal.Improvements: Queue buttons to mention which queue they relate to when used.Improvements: Data validations microservices enhanced and added to various user joruneys.Improvements: Date of Birth input field has now format shown.Improvements: Reverse return premium journey improved especially when multiple RPs are present on an agreement.Improvements: Servicing options are available from screen which user is redirected to after agreement activation.
¶ 2020.01.001
Released on January 9th, 2020
New Feature: Ability to reverse NTU is now possible through portal.Improvements: Bring API configurations outside build process.Improvements: Improved API exception handling after activation failure.Improvements: Improved Deamon loader exception handling after activation failure.Improvements: Improved search engine. Ability to search by Email.Improvements: Enhanced NTU journey to state MTA reversed or not.Improvements: Customer enquiry now on top of the screen.Bug Fix: Renewals are now populating payer extract properly.
¶ 2019.x.x
Released in 2019
¶ Major Changes 🎉
- E-Documents - Electronic storage of documents againist any agreements.
- Automated CRA checks of retail customers.
- PostCode Lookup.
- Chat Functionality (PremFina Website, PremFina Broker Portal, PremFina Customer Self Service Portal).
- MI Reporting & Dashboards via Power BI.
¶ Bug fixes / Minor Improvements
Improvements: Single Click E-Sign journey.Improvements: Cancelling BACS Transactions. Remove fees.Improvements: Search agreements by API.Improvements: NTU Functionality improvement.Improvements: Reverse Return Premium.Improvements: Partial refunds and removal of fees.Improvements: Search functionality and positioning of the Search BarFixes: Diarise Events textbox.